Fifth Grade Financial Literacy Course

Course Content

Unit 1: Needs vs. Wants
3 Topics
🛍️✨ What Are Needs and Wants?
🧠 Making Smart Choices
💰 Prioritizing Our Spending
Unit 2: Earning Money
3 Topics
💼 How Adults Earn Money
🪙 How Kids Can Earn Money
🎨 Jobs and Talents
Unit 3: Saving and Budgeting
4 Topics
💰 Why We Save
💰 Emergency Savings
🎯 Short-Term vs. Long-Term Goals
💰 Making a Simple Budget
Unit 4: Smart Spending
4 Topics
🛒 Thinking Before You Spend
💰 Comparing Prices and Quality
📢 How Ads and Friends Affect Spending
🛍️ Planning for Big Purchases
Unit 5: Banking Basics
5 Topics
🏦 What Do Banks Do?
📈 How Savings Accounts Work
💳 Using Debit Cards Safely
📱 Digital Banking Basics
🔒 Protecting Personal Information
Unit 6: Credit and Borrowing
4 Topics
💵 What is Borrowing?
💳 What is Credit?
📈 Understanding Interest and Interest Rates
🤝 Paying Back What You Owe
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