Course OverviewThis course is designed to help middle school students develop essential financial literacy skills that will empower them to make smart money decisions now and in the future. Through interactive lessons, real-world scenarios, and hands-on activities, students will explore key financial concepts such as earning, saving, budgeting, spending, investing, and managing credit.
By understanding how money works and how financial decisions impact their lives, students will gain the confidence and knowledge to build responsible financial habits. This course emphasizes critical thinking, problem-solving, and decision-making skills to prepare students for a financially secure future.
Course Objectives
By the end of this course, students will be able to:
✅ Understand the role of money – Learn how money is used in daily life and how financial decisions affect short- and long-term goals.
✅ Develop smart spending habits – Identify needs vs. wants, recognize advertising influences, and make informed consumer choices.
✅ Create and manage a budget – Track income and expenses, plan for savings, and set financial goals.
✅ Learn the importance of saving and investing – Explore different saving methods, understand interest, and discover how investments grow over time.
✅ Recognize different types of income – Understand wages, allowances, entrepreneurship, and other sources of income.
✅ Explore banking and financial tools – Learn about checking and savings accounts, digital payments, and financial institutions.
✅ Understand credit and debt management – Learn how credit works, the importance of a credit score, and how to avoid debt pitfalls.
✅ Practice financial decision-making – Apply financial knowledge to real-world scenarios and develop strong money management habits.
This course encourages students to think critically about money, make responsible financial choices, and develop skills that will set them up for long-term financial success! 💰📈